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	<title>Walk away, Short Sale, Strategic Default &#124; Mortgage Information for the upside down Home Owner</title>
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	<description>Strategic default, short sale help and advice</description>
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		<title>Good News for Short Sales – At Least We Hope</title>
		<link>http://blog.upsidedownca.com/2012/05/good-news-for-short-sales-at-least-we-hope/</link>
		<comments>http://blog.upsidedownca.com/2012/05/good-news-for-short-sales-at-least-we-hope/#comments</comments>
		<pubDate>Wed, 02 May 2012 16:42:15 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Short Sale Information]]></category>

		<guid isPermaLink="false">http://blog.upsidedownca.com/?p=281</guid>
		<description><![CDATA[April 30, 2012 I am a licensed attorney with Bankruptcy experience and I’m also a licensed real estate broker so when the housing crash hit back in 2007 I was in a position to help a lot of people. I help a lot of people that don’t quite know what to do with their upside [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Extend the Mortgage Debt Relief Act &#8211; Will They or Won’t They?</title>
		<link>http://blog.upsidedownca.com/2012/04/extend-the-mortgage-debt-relief-act-will-they-or-wont-they/</link>
		<comments>http://blog.upsidedownca.com/2012/04/extend-the-mortgage-debt-relief-act-will-they-or-wont-they/#comments</comments>
		<pubDate>Mon, 30 Apr 2012 20:18:54 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Short Sale Information]]></category>
		<category><![CDATA[Strategic Default Information]]></category>

		<guid isPermaLink="false">http://blog.upsidedownca.com/?p=278</guid>
		<description><![CDATA[April 30, 2012 There are currently somewhere around 11 million borrowers who are underwater in their mortgages. Some of those will refinance through the Harp 2.0 program (my guess is that it will be a small percentage). Some will keep paying and make the bank very happy (small percentage again). The larger chunk of these [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The 5 major things to consider before borrowing a home loan</title>
		<link>http://blog.upsidedownca.com/2011/12/the-5-major-things-to-consider-before-borrowing-a-home-loan/</link>
		<comments>http://blog.upsidedownca.com/2011/12/the-5-major-things-to-consider-before-borrowing-a-home-loan/#comments</comments>
		<pubDate>Tue, 27 Dec 2011 19:00:31 +0000</pubDate>
		<dc:creator>Gloria Agnello</dc:creator>
				<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[Real Estate Market]]></category>

		<guid isPermaLink="false">http://blog.upsidedownca.com/?p=275</guid>
		<description><![CDATA[Buying a home perhaps is the greatest investment of one’s life.  Therefore, before taking out a home loan or mortgage loan, one must think about all the prevalent issues closely. However, the task of taking out a home loan is much easier than finding an option of bad credit mortgage refinance. So, don’t get panicky [...]]]></description>
		<wfw:commentRss>http://blog.upsidedownca.com/2011/12/the-5-major-things-to-consider-before-borrowing-a-home-loan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Are you prepared to take out a mortgage?</title>
		<link>http://blog.upsidedownca.com/2011/12/are-you-prepared-to-take-out-a-mortgage/</link>
		<comments>http://blog.upsidedownca.com/2011/12/are-you-prepared-to-take-out-a-mortgage/#comments</comments>
		<pubDate>Tue, 20 Dec 2011 19:22:58 +0000</pubDate>
		<dc:creator>Gloria Agnello</dc:creator>
				<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[finance help]]></category>
		<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://blog.upsidedownca.com/?p=268</guid>
		<description><![CDATA[Nowadays home owner mortgage rates have risen up. Thus, it will be quite effective for you if you’re able to take out a mortgage at a low rate of interest when you’ll decide to purchase a home. This will make your monthly payments affordable and help you save thousands of dollars. Before you take out [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Investment Value in Today’s Real Estate Market</title>
		<link>http://blog.upsidedownca.com/2011/09/investment-value-in-today%e2%80%99s-real-estate-market/</link>
		<comments>http://blog.upsidedownca.com/2011/09/investment-value-in-today%e2%80%99s-real-estate-market/#comments</comments>
		<pubDate>Thu, 22 Sep 2011 18:45:25 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Investment]]></category>
		<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[Real Estate Market]]></category>

		<guid isPermaLink="false">http://blog.upsidedownca.com/?p=253</guid>
		<description><![CDATA[&#160; It used to be appreciation… Today it’s defined by income potential and a hedge against inflation. If you have $100,000.00 in the bank making a very small interest rate you probably aren’t very happy. The stock market is most likely too volatile for you so you don’t know what to do other than keep [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Bankruptcy and foreclosure attorney</title>
		<link>http://blog.upsidedownca.com/2011/08/bankruptcy-and-foreclosure-attorney/</link>
		<comments>http://blog.upsidedownca.com/2011/08/bankruptcy-and-foreclosure-attorney/#comments</comments>
		<pubDate>Mon, 08 Aug 2011 22:50:40 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Short Sale Information]]></category>
		<category><![CDATA[Strategic Default Information]]></category>

		<guid isPermaLink="false">http://blog.upsidedownca.com/?p=246</guid>
		<description><![CDATA[Our Bankruptcy and Foreclosure Prevention Attorneys have options for every situation, they understand foreclosure and bankruptcy is not a onc size fits all&#8230;you need to call today. Don&#8217;t wait any longer; it will only get worse&#8230; &#160; We know times are tough, you aren&#8217;t sure what to do, but this one thing you know, you need [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Is a Real Estate Short Sale Right for You?</title>
		<link>http://blog.upsidedownca.com/2011/08/is-a-real-estate-short-sale-right-for-you/</link>
		<comments>http://blog.upsidedownca.com/2011/08/is-a-real-estate-short-sale-right-for-you/#comments</comments>
		<pubDate>Thu, 04 Aug 2011 20:03:33 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Short Sale Information]]></category>
		<category><![CDATA[Strategic Default Information]]></category>

		<guid isPermaLink="false">http://blog.upsidedownca.com/?p=244</guid>
		<description><![CDATA[Due to the economic you may find yourself in a Financial Hardship.  A Short Sale is a consideration for some people&#8230;not all.  Take a look at your options below.  We Complete Short Sales at Zero Cost to You! A “Short Sale” is a sale that does not produce sufficient funds to pay off the existing [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Should You Say In Your Short Sale Hardship Letter?</title>
		<link>http://blog.upsidedownca.com/2011/07/what-should-you-say-in-your-short-sale-hardship-letter/</link>
		<comments>http://blog.upsidedownca.com/2011/07/what-should-you-say-in-your-short-sale-hardship-letter/#comments</comments>
		<pubDate>Fri, 29 Jul 2011 18:50:02 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[Short Sale Information]]></category>
		<category><![CDATA[Strategic Default Information]]></category>

		<guid isPermaLink="false">http://blog.upsidedownca.com/?p=240</guid>
		<description><![CDATA[As a California short sale Broker, this is one of the most common questions I’m asked by potential short sale sellers. I am also a California attorney and all the legal ramifications of a short sale certainly are at the top of the list but assuming the legal questions are answered then the hardship letter [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Foreclosure Grain of Sense</title>
		<link>http://blog.upsidedownca.com/2011/07/foreclosure-grain-of-sense/</link>
		<comments>http://blog.upsidedownca.com/2011/07/foreclosure-grain-of-sense/#comments</comments>
		<pubDate>Fri, 29 Jul 2011 18:49:25 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[Short Sale Information]]></category>
		<category><![CDATA[Strategic Default Information]]></category>

		<guid isPermaLink="false">http://blog.upsidedownca.com/?p=238</guid>
		<description><![CDATA[You cannot get the death penalty for being behind on your mortgage, or go to jail but you are not going to “win” a free house either.  Foreclosure defense is not about winning; it is about mitigation, which is not losing as badly as you could. Sometimes a foreclosure defense is about a short sale, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>SB 458 Prohibiting Deficiency for a California ShortSale</title>
		<link>http://blog.upsidedownca.com/2011/07/sb-458-prohibiting-deficiency-for-a-california-shortsale/</link>
		<comments>http://blog.upsidedownca.com/2011/07/sb-458-prohibiting-deficiency-for-a-california-shortsale/#comments</comments>
		<pubDate>Wed, 20 Jul 2011 19:31:17 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Strategic Default Information]]></category>

		<guid isPermaLink="false">http://blog.upsidedownca.com/?p=235</guid>
		<description><![CDATA[Gov. Brown Signed SB 458 Prohibiting Deficiency for a California ShortSale Governor Brown signed SB 458 this week. Senator Corbett’s bill 458 will extend anti-deficiency protection for all mortgages in a short sale. Presently, SB 931 added Civil Code 580e in January, which prohibited first mortgage lenders from pursuing a seller for a deficiency after [...]]]></description>
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