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	<title>Walk away, Short Sale, Strategic Default &#124; Mortgage Information for the upside down Home Owner</title>
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	<link>http://blog.upsidedownca.com</link>
	<description>Strategic default, short sale help and advice</description>
	<lastBuildDate>Tue, 27 Dec 2011 19:03:35 +0000</lastBuildDate>
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		<title>The 5 major things to consider before borrowing a home loan</title>
		<link>http://blog.upsidedownca.com/2011/12/the-5-major-things-to-consider-before-borrowing-a-home-loan/</link>
		<comments>http://blog.upsidedownca.com/2011/12/the-5-major-things-to-consider-before-borrowing-a-home-loan/#comments</comments>
		<pubDate>Tue, 27 Dec 2011 19:00:31 +0000</pubDate>
		<dc:creator>Gloria Agnello</dc:creator>
				<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[Real Estate Market]]></category>

		<guid isPermaLink="false">http://blog.upsidedownca.com/?p=275</guid>
		<description><![CDATA[Buying a home perhaps is the greatest investment of one’s life.  Therefore, before taking out a home loan or mortgage loan, one must think about all the prevalent issues closely. However, the task of taking out a home loan is much easier than finding an option of bad credit mortgage refinance. So, don’t get panicky [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Are you prepared to take out a mortgage?</title>
		<link>http://blog.upsidedownca.com/2011/12/are-you-prepared-to-take-out-a-mortgage/</link>
		<comments>http://blog.upsidedownca.com/2011/12/are-you-prepared-to-take-out-a-mortgage/#comments</comments>
		<pubDate>Tue, 20 Dec 2011 19:22:58 +0000</pubDate>
		<dc:creator>Gloria Agnello</dc:creator>
				<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[finance help]]></category>
		<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://blog.upsidedownca.com/?p=268</guid>
		<description><![CDATA[Nowadays home owner mortgage rates have risen up. Thus, it will be quite effective for you if you’re able to take out a mortgage at a low rate of interest when you’ll decide to purchase a home. This will make your monthly payments affordable and help you save thousands of dollars. Before you take out [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>Investment Value in Today’s Real Estate Market</title>
		<link>http://blog.upsidedownca.com/2011/09/investment-value-in-today%e2%80%99s-real-estate-market/</link>
		<comments>http://blog.upsidedownca.com/2011/09/investment-value-in-today%e2%80%99s-real-estate-market/#comments</comments>
		<pubDate>Thu, 22 Sep 2011 18:45:25 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Investment]]></category>
		<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[Real Estate Market]]></category>

		<guid isPermaLink="false">http://blog.upsidedownca.com/?p=253</guid>
		<description><![CDATA[&#160; It used to be appreciation… Today it’s defined by income potential and a hedge against inflation. If you have $100,000.00 in the bank making a very small interest rate you probably aren’t very happy. The stock market is most likely too volatile for you so you don’t know what to do other than keep [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Bankruptcy and foreclosure attorney</title>
		<link>http://blog.upsidedownca.com/2011/08/bankruptcy-and-foreclosure-attorney/</link>
		<comments>http://blog.upsidedownca.com/2011/08/bankruptcy-and-foreclosure-attorney/#comments</comments>
		<pubDate>Mon, 08 Aug 2011 22:50:40 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Short Sale Information]]></category>
		<category><![CDATA[Strategic Default Information]]></category>

		<guid isPermaLink="false">http://blog.upsidedownca.com/?p=246</guid>
		<description><![CDATA[Our Bankruptcy and Foreclosure Prevention Attorneys have options for every situation, they understand foreclosure and bankruptcy is not a onc size fits all&#8230;you need to call today. Don&#8217;t wait any longer; it will only get worse&#8230; &#160; We know times are tough, you aren&#8217;t sure what to do, but this one thing you know, you need [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Is a Real Estate Short Sale Right for You?</title>
		<link>http://blog.upsidedownca.com/2011/08/is-a-real-estate-short-sale-right-for-you/</link>
		<comments>http://blog.upsidedownca.com/2011/08/is-a-real-estate-short-sale-right-for-you/#comments</comments>
		<pubDate>Thu, 04 Aug 2011 20:03:33 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Short Sale Information]]></category>
		<category><![CDATA[Strategic Default Information]]></category>

		<guid isPermaLink="false">http://blog.upsidedownca.com/?p=244</guid>
		<description><![CDATA[Due to the economic you may find yourself in a Financial Hardship.  A Short Sale is a consideration for some people&#8230;not all.  Take a look at your options below.  We Complete Short Sales at Zero Cost to You! A “Short Sale” is a sale that does not produce sufficient funds to pay off the existing [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>What Should You Say In Your Short Sale Hardship Letter?</title>
		<link>http://blog.upsidedownca.com/2011/07/what-should-you-say-in-your-short-sale-hardship-letter/</link>
		<comments>http://blog.upsidedownca.com/2011/07/what-should-you-say-in-your-short-sale-hardship-letter/#comments</comments>
		<pubDate>Fri, 29 Jul 2011 18:50:02 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[Short Sale Information]]></category>
		<category><![CDATA[Strategic Default Information]]></category>

		<guid isPermaLink="false">http://blog.upsidedownca.com/?p=240</guid>
		<description><![CDATA[As a California short sale Broker, this is one of the most common questions I’m asked by potential short sale sellers. I am also a California attorney and all the legal ramifications of a short sale certainly are at the top of the list but assuming the legal questions are answered then the hardship letter [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Foreclosure Grain of Sense</title>
		<link>http://blog.upsidedownca.com/2011/07/foreclosure-grain-of-sense/</link>
		<comments>http://blog.upsidedownca.com/2011/07/foreclosure-grain-of-sense/#comments</comments>
		<pubDate>Fri, 29 Jul 2011 18:49:25 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[Short Sale Information]]></category>
		<category><![CDATA[Strategic Default Information]]></category>

		<guid isPermaLink="false">http://blog.upsidedownca.com/?p=238</guid>
		<description><![CDATA[You cannot get the death penalty for being behind on your mortgage, or go to jail but you are not going to “win” a free house either.  Foreclosure defense is not about winning; it is about mitigation, which is not losing as badly as you could. Sometimes a foreclosure defense is about a short sale, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>SB 458 Prohibiting Deficiency for a California ShortSale</title>
		<link>http://blog.upsidedownca.com/2011/07/sb-458-prohibiting-deficiency-for-a-california-shortsale/</link>
		<comments>http://blog.upsidedownca.com/2011/07/sb-458-prohibiting-deficiency-for-a-california-shortsale/#comments</comments>
		<pubDate>Wed, 20 Jul 2011 19:31:17 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Strategic Default Information]]></category>

		<guid isPermaLink="false">http://blog.upsidedownca.com/?p=235</guid>
		<description><![CDATA[Gov. Brown Signed SB 458 Prohibiting Deficiency for a California ShortSale Governor Brown signed SB 458 this week. Senator Corbett’s bill 458 will extend anti-deficiency protection for all mortgages in a short sale. Presently, SB 931 added Civil Code 580e in January, which prohibited first mortgage lenders from pursuing a seller for a deficiency after [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>You Need Free Legal Advice When Dealing With Your Mortgage Lender!</title>
		<link>http://blog.upsidedownca.com/2011/06/you-need-free-legal-advice-when-dealing-with-your-mortgage-lender/</link>
		<comments>http://blog.upsidedownca.com/2011/06/you-need-free-legal-advice-when-dealing-with-your-mortgage-lender/#comments</comments>
		<pubDate>Fri, 03 Jun 2011 17:11:09 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Mortgage Help]]></category>

		<guid isPermaLink="false">http://blog.upsidedownca.com/?p=233</guid>
		<description><![CDATA[My name is Ted Greene. I am an Attorney experienced in Real Estate, Foreclosure and Bankruptcy. I am also a Real Estate Broker. When mortgages started going upside down sometime in 2007 I realized something very profound. I was in the right place at the right time to help people who were caught up in [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Questions and Answers</title>
		<link>http://blog.upsidedownca.com/2011/05/questions-and-answers/</link>
		<comments>http://blog.upsidedownca.com/2011/05/questions-and-answers/#comments</comments>
		<pubDate>Tue, 17 May 2011 21:50:03 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[Short Sale Information]]></category>
		<category><![CDATA[Strategic Default Information]]></category>

		<guid isPermaLink="false">http://blog.upsidedownca.com/?p=228</guid>
		<description><![CDATA[The below questions were answer by our inhouse attorney. Is buying a bank owned property (REO) from Bank of Amercia a good option? Buying bank owned property can get you a lower price but that lower price comes with risk. The bank, since they never lived in the house, does not have to disclose the [...]]]></description>
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		<slash:comments>1</slash:comments>
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